As a contractor operating in Florida, understanding your insurance needs is crucial to protect your business and comply with legal requirements. Florida's construction industry presents unique challenges and risks that necessitate specific types of insurance coverage.

In the construction industry, risks are part of the job whether you own a construction company or work as a construction worker. From minor accidents to major disasters, unforeseen events can have serious financial implications.

Obtaining construction financing is sometimes a challenging endeavor. At Miguel A. Brizuela, P.A., we specialize in guiding California residents and businesses through the ins and outs of construction loans.

One of the key questions many business owners and developers have is whether a Limited Liability Company (LLC) can secure a construction loan in California. The short answer is yes, but the process and requirements can be somewhat different compared to individual borrowers.

In the world of construction, time is more than just money—it's the foundation for trust, credibility, and customer satisfaction. The completion of a project within the stipulated timeframe isn't just about meeting deadlines; it's about fulfilling promises and upholding reputations.

The client expects the contractor to deliver a building that is safe, functional, and free of defects. In the event that there's a construction defect -- affecting the use or making the property unsafe -- you may be entitled to recover damages.

On June 24th, 2021, Champlain Towers South, a 12-story beachfront condominium in Surfside, Florida, partially collapsed, causing 98 deaths and leaving 11 others injured. The use of substandard quality materials to execute construction projects is among the root causes of building collapse.

Construction projects involve a variety of risks for everyone involved, including the owner or developer, contractors, and subcontractors. For this reason, construction contracts typically contain indemnification clauses to shift risks from one party to another.

All across the country, construction projects continue to be on the rise and Florida is no different. In fact, in 2022, construction contributed $71 billion to the state’s GDP according to data put out by The Associated General Contractors of America, Inc. This is an essential industry, and one that both residential homeowners and private companies in Florida participate in.

Construction projects are typically capital-intensive, requiring all parties involved to enter into contracts which help solidify the timeline and what to expect throughout the process. Unfortunately, many construction projects often experience delays due to various reasons, including budget inaccuracies, labor issues, poor weather, and low-quality project management.